Alternatives To Quicken For Mac

[JUNE 9, 2009 – QUICKEN POSTED THIS BLOG ENTRY REGARDING QUICKEN FOR MAC 2010]

Personal Capital is a good free alternative to Quicken. It's best as a desktop app, but also syncs across your iPhone, iPad, and Android devices. Personal Capital has 24/7 customer support via phone or email compared to Quicken's limited live chat service, which is only available from 9 a.m. Monday through Friday. Who Should Use It. While Quicken still dominates the financial software program universe, several alternatives exist. One rival is Mint, a read-only budget planner and spending tracker. Another rival, Personal.

I’ve been a Quicken user since, well, almost as long as I’ve been a computer user. Quicken always works well and is an awesome way to track your finances.

I became an avid Macintosh user about 3 years ago, and of course, brought over Quicken to the Mac. I was used to programs being different between Windows and Mac. But the Mac version of Quicken sure left a lot to be desired.

I’ll be the first to admit that I don’t use more than 10% of what Quicken can do. I balance and reconcile my checking and savings account, occasionally graph what I’m spending, and that’s about it. I belong to a local Credit Union, so I can’t download transactions or any other cool stuff like that.

The interface is definitely very “un-Maclike”. You windoze users have no idea what I mean by that statement, but fellow Apple enthusiasts know exactly what I refer to to. It is just plain ugly to look out.

After scanning the reviews on Amazon, I can say I’m not the only one with a low opinion of Quicken for Mac. 75 one star reviews versus 12 five star ratings. That is a pretty big discrepancy.

I don’t know why it took me so long to start looking for alternatives. A quick Google search and a few clicks later, I found iBank.

The moment you open up iBank, you are greeted with a beautiful Mac-like interface. To the left are your accounts, to the right, your register. The lower left corner contains a pie graph that represents your overall spending categories.

iBank has many features that are on par with Quicken. From IGG’s website:

Accounts

Account types:Checking, Savings, Cash, Credit Card, Loan, Asset, Liability, and Investment accounts can all be managed in iBank.Transactions

Debt/loan management:Keep tabs on your loans with iBank’s comprehensive set of debt management tools. Track interest vs. capital, variable interest rates, and payment schedules.

Hide/show accounts:Keep your finances clutter-free by hiding unused accounts. Your historical records stay just a few clicks away, but out of sight, out of mind!

Smart accounts:Like iTunes for your money – dynamically view transactions according to account, payee, memo, amount, and/or category information.

Account groups:Organize your accounts into folders to reduce clutter and total up your balances quickly.

Account details:Set a minimum balance and be alerted when your account drops below that amount, link to your bank’s webpage, store your account number for reference, and much more.

Streamlined input:Either use the familiar check-style interface of the Transaction Editor to enter new items, or type them directly into your account register. Now featuring improved keyboard entry for mouse-free record-keeping!Categories

iSight integration:Snap a photo with your camera (or take any image or PDF file) and attach it to a transaction for a visual record of your purchase.

An ounce of prevention:Editing existing transactions requires confirmation, so that you don’t accidentally change your records when you thought you were adding new ones.

Searching and filtering:Choose from several filtering options to show only the transactions you want to see, or use the search box to locate a particular transaction.

Split transactions:When’s the last time you just bought groceries at the grocery store? Divide any transaction into several parts and categorize each one separately for more accurate record-keeping.

Memorized transactions:Tired of typing in the same deposit over and over again? Let iBank do some of the work for you – it will automatically remember each transaction you enter, and make suggestions as you type.

Scheduled transactions:Easily turn any transaction into a repeating event (like those darn utility bills!). iBank can alert you when the transaction is due to be posted to your account.

iCal integration:Post scheduled transactions to iCal for an easy reminder of upcoming expenses.

Statements:Reconcile tranactions with your bank records using a familiar statement-like interface. All unreconciled transactions now accessible to each statement.

Check printing:Fully configurable templates allow you to print your iBank transactions to any check stock, or print the whole check yourself! Now featuring a more intuitive template editor.

Fully customizable:Assign categories to your transactions to be able to track them in charts, reports, budgets, and forecasts. Use our built-in category sets for home or business, or create your own! Now sporting snazzy images for the Cover Flow view.Importing

Multiple hierarchy:Organize your categories in groups for more effective record-keeping. When creating a chart, choose to include individual sub-categories or just the main category for overall totals.

Tax support:Categories can now be assigned tax codes for easy reference – iBank can even look up the codes for you! When tax time arrives, export data on your tax categories to TXF format for use with TurboTax and other tax software.

Direct download:Connect directly to your financial institution online to download transaction updates automatically and securely.Multiple currencies

Built-in web browser:No online support for your bank? Browse to your financial institution’s website and download transactions to import, all without ever leaving iBank.

Import from Quicken:Easily import your accounts from Quicken, MS Money, and just about any other financial management program out there. Supported file formats include QIF, OFX, QFX, and CSV.

Smart import rules:Tired of the junk your bank puts into the transactions you download? Create simple rules to clean up and categorize your transactions automatically.

Work in any currency:By default, iBank uses your native currency as indicated in Mac OS X System Preferences. Add other currencies to iBank and assign them to your accounts as needed.Investments

Download exchange rates:Retrieve up-to-date exchange rates over the Internet at the click of a button.

Automatic conversion:Transfer money between accounts that use two different currencies, and iBank automatically applies the conversion for you based on current rates. Manually apply or adjust the exchange rate on any individual transaction.

Investment types:Track stocks, bonds, mutual funds, managed funds, watchlist items, and indices with ease.Analysis tools

Quote downloading:Automatically retrieve up-to-date quotes over the Internet at the click of a button. International exchanges are supported.

Portfolio view:Check the cost basis, gain/loss, current market value, and other information regarding your securities at a glance. iBank now tracks historical data and graphs your security performance over time.

Capital gains:Easily generate reports detailing profit and loss on your investments.

Smart portfolios:Dynamically group securities based on their account, payee, amount, and more. Maintain multiple portfolios for different needs.

Online portfolios:Leaving your Mac behind? Post your investment portfolios to your .Mac account and check their performance from any web browser. (.Mac account required)

Expert trading:iBank now supports short and long puts and calls, stock option trading, and more.

Beautiful charts:Get the information you need at your fingertips using dynamic charts that update automatically as you make changes to your data. View a breakdown of your income or expenses by category, see your spending habits over time, generate tables of your activity, or view a list of transactions from a specified date range. Simple and flexible.File management

Standard reports:For those times when the accountant requires you to submit your data in a standardized format, iBank includes Cash Flow, Balance Sheet, Capital Gains, and ROI (Return on Investments) reports. Print or save them to your Desktop with the click of a button.

Budgets:Set goals for your income and expenses over a specified time period, then check your progress as you go along. Easily compare past and current budget performance. Multiple budgets let you track different sets of categories for different goals.

Forecasts:Use balance trends and scheduled transactions to predict your future account balances at any date in the future. Tweak various calculation settings to get the most accurate forecast possible.

Mini-graph:See an up-to-date overview of your spending in the bottom-right corner of the main window. Double-click any slice of the pie graph to “dig deeper” and break it down into sub-categories or individual transactions.

Portability:Store all of your account data in a single data file for easy backup or transfer. Easily create multiple data files for different users.Other features

.Mac backup:Backup your iBank data to your .Mac account automatically every time you startup. (.Mac account required)

Password protection:Prevent unauthorized access to your data by requiring a password at startup.

Gorgeous interface:Track your finances in style! New Cover Flow and Thumbnail views let you browse transactions by their associated images, and redesigned charts will knock your socks off.

Notes everywhere:Add comments to just about anything! Accounts, groups, portfolios, categories, charts, budgets, forecasts, and statements can all be assigned notes to hold that extra info you just can’t afford to forget.

iPhone support:Enter transactions on the go with our iPhone companion application, available as a free download.

Dashboard widgets: iBank widgets allow you to enter transactions, check account balances, and monitor your budgets from the comfort of your Desktop. Available as a free download.

When I tried to import my existing Quicken information, I immediately ran into errors. I visited iBank’s community forum and learned that many users have experienced the same problem. There is a bug in the software that needs to be fixed. Automatic strike one!

Setting up accounts was quick and easy. iBank was easy to use. I just had to enter all my information manually.

After using iBank for a couple of days, I’m still not sure this is a Quicken-killer. The interface is nice to look at, but the user has to mouse his/her way around way too much to make any transactions. The concept is great, but the execution can be better.

I found the second alternative to Quicken in a program dubbed Cha-Ching, produced by Midnight Apps. To sum up Cha-Ching in one word, it would have to be “cute”. This is definitely a light weight challenger to the Quicken crown, but it might be exactly what I want.

Free Alternatives To Quicken For Mac

There are no graphs or reports or stock market anythings. Cha-ching is a beautiful way to keep track of your check book or savings account. From the website:

Accounts

a place for everything

Manage all of your checking, savings and credit card accounts in one, comfortable spot. Use the online tab to review your transactions side by side with your online banking account from within Cha-Ching. Or simply import your QIF files directly into Cha-Ching.

Budgets

all you can spend

The completely redesigned Budgets in Cha-Ching is the perfect tool to keep track of everything you are spending and earning. Simply set a couple of tag-based rules to keep track of all of your incomes and expenses and Cha-Ching sits ready at your fingertips to compile all that data into a clear and concise overview. Plan your budgets and let Cha-Ching make sure you keep to them.

Scheduler

manages your upcoming transactions

Never miss a bill again. While Cha-Ching can’t make them magically vanish, the new Scheduler keeps track of all of your upcoming transactions. Create a bill with a title, due date and repeat setting, set your tags and Cha-Ching takes care of the rest.

Smart Folders

and regular ones

Organize your money any way you want! Just like iTunes, Cha-Ching lets you create smart folders to group your data any way you want.

Interface

simply stunning

Cha-Ching has been redesigned from the ground up to offer you a simple, fun and sexy way to manage your money. Try the demo and see for yourself.

As with iBank, I had errors right away when I imported my Quicken data. I had to enter all my scheduled transactions by hand! Crud! I wish Cha-Ching had iCal integration, as I need constant reminders of when bills are due.
The only absolute deal-breaker with Cha-Ching is the lack of a reconciliation tool. You can mark transactions reconciled, but can’t actually reconcile your Cha-Ching account with your bank account. I do this on an almost daily basis, so Cha-Ching might not work so well with me.
I plan on using all three programs for a while. Hopefully iBank will fix some bugs, because it could be a really awesome program!


Managing money is hard, especially if you’re doing it on your own. Luckily, there is software out there that can help you plan out your expenses and keep track of your hard-earned cash.

One of the most popular ones out there is Quicken, a competitor and alternative to Mint. It’s a financial management program created by the people at Intuit.

But did you know there are other programs out there that can offer features the now 37-year-old Quicken’s software can’t?

In this post, we’ll be looking at the best Quicken alternatives out there, and even some free personal finance software replacement for Quicken.

Best Alternatives to Quicken

These are the most popular alternatives out there. Some of them have free features you can use but most of them cost money or require a monthly subscription. Most also offer a free 30 day trial.

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With that said, here are the best Quicken alternatives.

1. Banktivity

  • Price: $69.99 (one time fee)

Available only for iOS, Banktivity is an app that allows you to condense your banking information into one place to make planning for the future easier.

2. Calendarbudget

  • Price: $3.99/month

Calendarbudget is based around a simple idea: building a budget around a calendar. It’s available on the App Store and Google Play.

3. Chronicle

  • Price: $19.99

Chronicle mainly functions as a reminder for bills, both present and future, and helps to keep track of your spending history. Chronicle has built-in support for multiple households, too! It is available for Mac, iPhone and iPad.

4. CountAbout

  • Price: $9.99/year

If you have a Quicken account already, you can import all your information to CountAbout for free. They have a free 15-day trial, so you can get a feel for it before you buy.

5. Debitoor

  • Price: starts at £4/mo

This one’s geared towards entrepreneurs, and has software to help build invoices, as well as keep track of expenses.

6. iFinance

  • Price: $35.99 (for Mac) – $8.99 (for iOS)

This program is made specifically for Mac and iOS. It has a limited demo version you can download for free, so you can get a view of what iFinance has to offer.

7. Manager

  • Price: $39/mo (Cloud version)

While a free option is available for this app, it has a cloud-based version that’s much more powerful and allows you to access your information from multiple devices.

8. Moneydance

  • Price: $49.99 (one time fee)

Moneydance comes with the ability to handle multiple currencies, as well as a handy mobile app you can get on the App Store or Google Play.

9. Moneyspire

  • Price: $29.99 (one-time fee)

Moneyspire sends you customizable reports on how your money is doing and how your finances change over time. The Pro version even allows you to create and track customer invoices.

10. MoneyWhiz

  • Price: $14.99/year

Offers synced bookkeeping across multiple platforms, as well as a lot of automation tools to take care of any monthly payments that need to be kept track of.

11. Monzia

  • Price: £48 annually

Based out of the UK, this is a resource for self-employed people who need help with their record-keeping. It requires a recurring membership, not a one-time purchase, so be aware of that.

12. Personal Capital

  • Price: $ varies

Although Personal Capital is more centered towards investing than managing finances, it still is a great software like Quicken. After all, investing is part of money management.

It has two services, a wealth management app and ore importantly (for the purpose of this post) a free financial tracking app that does most of the things that Quicken does.

13. PocketSmith

  • Price: $0.00 – $19.95/month

Pocketsmith has a clean, friendly UI and can not only keep track of your past and present finances but can project how you’ll be doing in the future.

14. QuickBooks

  • Price: $15.00 – $50.00/month

Intuit’s latest paid program, this took over after they sold Quicken to a third party. They have a tiered payment system so you only pay for the features you need.

15. Receipts (Quicken alternatives for Mac)

  • Price: $54.95

This program is only available for Macs, but it offers a wide range of features including support for scanners and automatic sorting of data.

16. Tiller

  • Price: $6.58/month

Tiller makes it easy to keep all your “financial life” in a spreadsheet, where it’s updated automatically each day. You can start with one of their many templates to create a customized template for yourself. They also offer a 30 day free trial.

17. You Need A Budget

  • Price: $11.99/month

YNAB has teaching tools to not only help you make a budget but learn how to handle money yourself in the future. It also features a 34-day free trial, which isn’t too shabby.

Free Software Like Quicken

Looking for free alternatives? These are the best ones out there that you can use. Some of them are app-only options and others work on a desktop. It’s up to you to decide what kind will fit best for yourself!

18. AceMoney Lite

Advertising itself as “the best free Quicken and Microsoft Money alternative,” AceMoney’s free Lite version offers a bunch of services (as long as you limit yourself to two accounts).

19. Bankin’

A free app available on the App Store and Google Play, Bankin’ allows you to categorize your spending and predict how much money you’ll have at the end of the month.

20. Cash Organizer

A simple, practical solution for finance management. It has a downloadable version for windows, as well as a web version that you don’t need to download!

21. Eqonomize

Eqonomize is a simple program designed to budget for small households, and is available for Windows and Linux.

22. EveryDollar

EveryDollar is a simple and easy to use software that lets you create a monthly budget quickly and easily. It’s a product from Dave Ramsey, one of the top money management experts.

There is a free and paid version. If you have a small business with more complicated finances, you might need the paid version, otherwise, the free version is great for personal money management.

Best Alternatives To Quicken For Mac

For details and to learn whether it’s worth it or not, read our honest review of EveryDollar.

23. Expendy

Available only on Google Play, Expendy is a tool that can track your daily expenses by category as well as chart your income and expenditures.

24. Finice

Finice can help you chart your expenses, make a budget, and analyze how you’re doing financially.

25. FrontAccounting

FrontAccounting is free but encourages donations as it is run by a nonprofit. It’s a fairly unornamented, no-nonsense accounting program.

26. Gnuaccounting

A Java-based program that works across multiple platforms. It can integrate with your OpenOffice/LibreOffice accounts as well as your chipcard bank accounts and works on Windows or Linux.

27. GnuCash

Available on Windows, iOS, and even Linux, GnuCash is a good alternative for those looking for a way to keep track of their bank, stocks, and expenses without adding another subscription service to their list.

28. Grisbi

Grisbi was originally created in the year 2000 by French developers, and the English translation is a bit wonky, but it’s a free open-source software available on Github.

29. Hledger

This is a very simple, plain-text accounting software for people who want a no-frills and free budgeting app. Despite this, it supports multiple currencies and can produce balance sheets, income statements, and cash flow reports.

30. HomeBank

HomeBank is one of the most globally accessible software out there, having been translated into 56 different languages. It’s designed to be easy to use and offers support across multiple platforms.

31. KMyMoney

Best Alternatives To Quicken For Mac

Created by the nonprofit KDE e.V., KMyMoney is a free open-source alternative to other financial software.

32. Kresus

View your transactions through easy-to-read charts, establish a budget, and even set up email alerts for specific events or transactions so you can stay on top of things!

33. Ledger

If double-entry accounting is all you need, this lightweight program is for you. Uses the UNIX command line, so if that’s your OS of choice, here you go!

34. Mint

Intuit’s newest financial management software. It’s free to sign up, and its user interface looks more polished than Quicken does to the point where people online, especially on Reddit, refer to it as the money management tool that is “like Quicken but better“.

35. Money by Jumsoft

Available only for iOS, Money offers a number of features for free but also has in-app purchases to access more services.

36. Money Dashboard

Alternatives To Quicken For Mac

This app is built for users in the United Kingdom and uses the Pound as its currency. It allows you to transfer money and work with more than 40 banks and providers.

37. Money Journal

This app is only available from the Google Play store and offers in-app purchases (so it’s not exactly free), but it does offer a nice amount of features with a simple interface that you can use without purchasing anything.

38. Money Manager EX

This is a free, open-source software that you don’t even have to install. It can be run from a USB drive, so you can take it (and your data) anywhere.

39. Money Plus Sunset

This is Microsoft’s accounting program, so it’s only available for Windows. If you’ve used previous versions of Money Plus, this one is a good replacement for those, as they are no longer supported.

40. Pecunia

Mac

Originating from Germany, so you may have to use Google Translate on the site, Pecunia is an open-source program designed to be a secure way of keeping track of your banking data.

41. Skrooge

Winchester damage chart pubg. An open-source program based on KDE’s KMyMoney, Skrooge can run on more obscure operating systems like Linux, BSD or Solaris, in addition to the usual Mac OS and Windows.

Final Thoughts

There are a lot of programs similar to Quicken out there that can do what Quicken does, and a lot of them do it for free. It’s nice having a lot of options, but it’s important to take your time and find the right one for you, depending on your situation.

If you have a small household with only a couple of sources of income, it might be better to get a simple lightweight app that you can have with you and update as you go.

But if you run a business? It might be better to buy a program that has more features and can keep track of things like inventory and invoices.

Do you have a program other than Quicken that you use and didn’t see here? Tell us about it in the comments!