Enter your phone number and agree to the terms. To read the terms, click the PayPal Here Agreement link, which includes the fees for using PayPal Here. You'll need to check the box next to 'I have read and agree to the PayPal Here Agreement' to agree to the terms. How to set up an e-commerce site using PayPal to process. But you can easily fake it by creating a site to hawk your wares and by using PayPal as a payment processing back-end—and your buyers.
You start setting up your PayPal profile during the process of registering for a PayPal account. Open up your browser and type www.paypal.com into the Address Bar. The PayPal home page has multiple links that let you sign up for your free account. You can find one Sign Up link in the upper-right corner of the screen, and the other can be found in the middle of the screen.
Opening a Personal account
Manually enter the address PayPal.com in your browser and log into your PayPal account. Click 'Accept' for any new amount in your PayPal account and transfer it to a linked bank. However, don't click the link in any message saying that you've won money in your PayPal account, as it's likely a scam to get your personal information.
You can open a Personal account in just a few steps; the entire process doesn’t usually take more than five minutes. Here’s how:
1. At the PayPal Account Sign Up page, make sure the Personal Account option is selected.
If you’re wondering what happened to the Premier account, just hang on. You have the option of upgrading a Personal account to a Premier account later on.
2. Select your country from the list and click the Continue button.
3. Start building a PayPal profile by filling in the fields shown on the Account Sign Up page.
The information you need to give PayPal includes
• Your first name, last name, and full address, including city, state, zip code, and country. PayPal requires a zip code for U.S. accounts, but may not require one if you create an International PayPal account.
• Your home telephone number for verification purposes; you have the option of entering a work number.
• Your e-mail address. You need to enter this twice so PayPal can ensure you didn’t mistype it the first time.
• A password to use with your PayPal account.
• This password must be at least eight characters long and is case-sensitive. (This means you need to pay attention to whether you use uppercase and/or lowercase characters when you create your password. PayPal won’t accept PASSWORD123 as a valid password if you typed password123 as your password when you created your account.) Just as you did when you entered your e-mail address, you need to type your password a second time. Picking a password that you don’t use with other accounts you may have is also important. If you pick your e-mail password to use as your PayPal password and your e-mail password is compromised, you may find someone making unauthorized use of your funds! It’s better to be safe and think up a unique password.
• You are asked to pick two questions from a list of four security questions. The answers you give to these questions are used to verify your identity if you lose or forget your password.
• Deciding whether you want to open a Personal or Premier account. The big advantage of having a Premier account is that you can accept credit card payments from people who don’t have or use a PayPal account.
• PayPal also asks you to indicate that you understand your rights with regard to the arbitration of claims as outlined in the Legal Disputes section of the User Agreement. A link is provided to the document, which describes how legal disputes should be handled in the event that there are problems between you and PayPal. As with any legal document, you should read the whole thing before signing and contact a lawyer if you’re unsure as to what the document means.
• You have one final security step to go through before the account opens. PayPal displays a sequence of characters in a box with a boxed background. You must type in the characters, exactly as shown, in a text box to the right of the sequence. This step is to prevent automated programs from trying to sign up for PayPal accounts. Although a program can fill out the fields on the Account Sign Up page, it can’t read the sequence and type it into the box.
• If you are visually impaired, you can still type the correct character sequence into the box, even if you can’t read the characters as shown against the background. Click the Help link displayed at the end of the “Security Measure” paragraph to open the PayPal Registration Security Help page. At the end of the page is a listen to the security characters link. Click the link to hear an audio clip that says the characters aloud. You can then type the characters into the box correctly to finish the registration process. In the case of these security characters, it doesn’t matter whether you type in the letters as uppercase or lowercase, as long as you get the letters and numbers in the correct sequence.
4. Click the Sign Up link at the bottom of the page to submit your registration information.
After filling out the registration form, you’re taken to a page that tells you the process is almost complete except for the confirmation of your e-mail address. After you click the Sign Up link from the previous screen, PayPal sends you an e-mail.
5. Open your e-mail program and look for an e-mail from PayPal.
If your e-mail inbox is anything like mine, you have to search hard to find the PayPal e-mail amidst all the spam. Look for an e-mail from [email protected] with a subject heading of “Activate Your PayPal Account!”
6. Click the Click here to activate your account link, which can be found in the body of the e-mail. (Alternatively, you can copy the link and paste it into the address bar of your browser.)
Clicking the link takes you to a page where you are prompted to enter the password you designated when you registered for the account.
7. Type your password and click the Confirm button.
Congratulations! You just opened your PayPal account.
Updating your profile
After you open a PayPal account, keeping your user profile up-to-date is very important. To update your profile, log on to your account and click the Profile link under the My Account tab. You have the option of updating any of the following:
- Account Information: You can update your basic contact information (e-mail, address, password, time zone, and so on).
- Financial Information: You can change the credit cards or bank accounts associated with your PayPal account, set up online bill paying, see your account balances, redeem gift certificates, and more. The options that are available are dependent upon the type of account that you have.
- Selling Preferences: Here you can set up preferences for setting up auctions, registering your Web site as a PayPal shop, setting shipping preferences, setting up invoice templates, and so on. The options available depend upon the type of PayPal account you have.
Setting up a PayPal account is a piece of cake. However, there’s more to it than just filling out a form with your name and email address. There are a few steps and requirements you should be aware of, which we’ve outlined in this in-depth guide.
Read also:What is PayPal? How do you use it?
You’ll need a few things to set up a PayPal account, including a credit or debit card for making payments, your credit card/bank statement for verification purposes, and, in some cases, even a form of ID like a passport.
Types of PayPal accounts
Before we get into how to set up a PayPal account, you need to decide which kind of PayPal account you want to make. There are two types: personal and business, and they each have certain benefits and ideal uses.
If you just want to send money to friends or do some online shopping, a personal PayPal account is all you need. This is the easiest type of account to set up, and for the vast majority of people it’s the one you want to pick.
Read also: Venmo vs PayPal: Key differences, advantages, and disadvantages
The other type of PayPal account is specifically for businesses. Choose this option if you want to sell products online and accept debit and credit card payments for a small fee. A business account also allows up to 200 employees to access the account and offers some other special benefits.
For the purposes of this guide, we’ll be focusing on how to create a personal PayPal account, but the process is very similar for both types of accounts.
How to set up a PayPal account
Let’s start with the basics. To set up a PayPal account, visit Paypal’s website and click the Sign Up button in the top-right corner of the screen. The next step is to choose the account type you want: Personal or Business.
The next step is to fill out the form that shows up with your name, email address, and password. You also have to select the country you live in. Hit Continue and then fill out the second form by selecting your nationality and typing in your address, phone number, and any other info that’s required. Once you hit Continue, your account will be created. But you’re far from done yet.
To start using PayPal, you need to add in your debit or credit card. This will link your PayPal account to a bank account so you can deposit or withdraw money from PayPal. You can do that by clicking the blue Get started button and filling out the form that pops up. This is technically optional, but without it your PayPal account will be severely limited.
The last step in this process is to verify your email address, if you haven’t already, by clicking the link in the email sent to you by PayPal.
Below we’ve listed the full list of steps in brief for your reference.
How to set up a PayPal account:
- Visit PayPal’s website and click the Sign Up button in the top-right corner.
- Select the account type you want — Personal or Business — and click Continue.
- Add in your name, email address, and password, and then click Continue.
- Add in your address and other required info, and then click Continue.
- Optional: Click the blue Get started button, add in your credit card info, and click Add card.
- Verify your email address by clicking the link in the email sent to you by PayPal.
How to verify a PayPal account
For safety reasons, before you start using your credit/debit card or bank account you will need to verify your PayPal account. To verify a card on PayPal, log into your account, click Wallet, and select the card you want to verify. Then click the Confirm card link followed by OK, after which PayPal will charge a small amount of money to your card. Don’t worry, you’ll get the money back a few days after the card is verified.
To properly set up a PayPal account, you have to verify your credit card.
The next step is to check PayPal’s charge on your credit card statement — it’s a four-digit code — and use it to verify the card. Just click the Wallet tab in your PayPal account, select the card you want to verify, enter the four-digit code, and then click Confirm. That’s it: you can now use PayPal to send and receive money.
The process for bank accounts is more or less the same, with the biggest exception being that PayPal will make two deposits to your bank account in random amounts between $0.01 and $0.99. Once that happens, you have to enter these two amounts to verify your bank account, the same as you entered the four-digit code to verify your credit card. And to answer your next question, no, you will not be able to keep the money deposited by PayPal — sorry about that.
Once again, below we’ve listed the step-by-step instructions in brief.
Paypal Buttonset Up Payments Via Paypal On Your Site Account
How to verify a PayPal account:
- Click the Wallet tab and select the card you want to verify.
- Click the Confirm card link followed by OK, after which PayPal will charge a small amount to your card.
- Check PayPal’s charge on your credit card statement and write down the four-digit code.
- Click the Wallet tab in PayPal again.
- Select the card you want to verify.
- Enter the four-digit code and then click Confirm.
Pay With Paypal Button
If you another card or bank account to your PayPal account later on, you’ll have to verify that as well. Another thing to note is that PayPal can request a form of identification from you at any given time. This most often happens once a certain amount of money passes through your account. It varies depending on the country you live in, but it’s mostly a way to avoid fraud and tax evasion — which is a good thing.
There you have it, folks — that’s all you need to know about how to set up a PayPal account. As you can see, the process is free, easy, and doesn’t take a whole lot of time. Check out some of our other guides in the links below!